Last updated: September 14, 2026
These Terms & Conditions describe the use of the Calder Senior Advisors website and participation in our SMS messaging program. Calder Senior Advisors is referred to below as “we,” “us,” or “our.”
Website and Service Information
Our website provides information about our services and ways to request assistance. Submitting a contact, consultation, or seminar form does not enroll you in an insurance plan or change existing coverage.
Please provide accurate contact information and submit only information you are authorized to share.
Visiting our website or providing a telephone number does not, by itself, constitute consent to receive SMS messages. SMS participation requires a separate opt-in.
SMS Messaging Terms
By opting in to receive SMS messages from Calder Senior Advisors, you agree to the following SMS terms.
1. SMS Consent Communication
The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
Mobile Opt-in, SMS Consent, and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposes.
2. Types of SMS Communications
If you have consented to receive text messages from Calder Senior Advisors, you may receive messages related to account notifications, appointment reminders, and customer care follow-ups.
These communications may include scheduling updates, responses to your requests for assistance, and follow-up concerning services you requested. This consent does not authorize promotional or advertising text messages.
3. Message Frequency
Message frequency may vary. You may receive up to 10 SMS messages per week regarding your account status or appointments.
4. Potential Fees
Standard message and data rates may apply, depending on your carrier’s pricing plan.
Contact your mobile carrier for information about charges associated with sending or receiving text messages.
5. Opt-In Method
You may opt in to receive SMS messages from Calder Senior Advisors by submitting an online form.
To opt in, enter your telephone number, select the optional SMS consent checkbox, and submit the form. The checkbox is unchecked by default.
SMS consent is voluntary and is not a condition of purchasing insurance, requesting a consultation, or receiving services. You may submit the form without selecting the SMS checkbox.
6. Opt-Out Method
You can opt out of receiving SMS messages at any time by replying “STOP” to any SMS message you receive.
After opting out, you may receive a final message confirming your request. Further program messages will stop unless you provide new consent. You may also contact us by telephone or email to request that SMS messages stop.
7. Help Instructions
If you are experiencing any issues, reply with the keyword HELP or contact us directly at (888) 693-3183.
You may also email kim@caldersenior.com.
8. Standard Disclosures
- Message and data rates may apply.
- Text “STOP” to opt out at any time.
- Text “HELP” or visit our Privacy Policy and Terms & Conditions for assistance.
- Message frequency may vary.
SMS Availability
Message delivery depends on your mobile carrier, network availability, and other technical conditions. Delivery may be delayed or unavailable. Carriers are not liable for delayed or undelivered messages.
Privacy
Our Privacy Policy explains how we handle personal information, including telephone numbers and SMS consent records.
Changes to These Terms
We may update these terms by posting a revised version with an updated date. Changes do not automatically expand the types of text messages you have consented to receive. Where additional consent is needed, we will obtain it before sending those messages.
Contact Us
Calder Senior Advisors
Phone: (888) 693-3183
Email: kim@caldersenior.com
Website: caldersenior.com